Gift to shareholders of the Bank will be disbursed between 10/11/2011 and 05/12/2011 from bank's Ayojannagar Branch premises



Loan available for Working Capital Requirement, Purchase of Office/Godown, Machinery etc.

Working Capital Advances

  • » Available in the form of Cash Credit for working capital need based on Balance Sheet, Projections.
  • » Very attractive Interest rates ranging from 12.00 % p.a. to 13.75 % p.a. * (based on credit rating system of the Bank).
  • » Security of Stock in Trade &/or Book-debts.
  • » Collateral security as per norms of the Bank.


Loan for purchase of Factory Preminses, Office/Godown, Machinery etc.

  • » Available in the form of Term loan for a period upto five years
  • » Interest rate 13.00 % p.a. *
  • » Security of asset to be purchased
  • » Collateral security as per norms of the Bank.


* Interest rate subject to change at the discretion of the Bank




  • » For loans above r 1.00 lac, bank’s shares as per rbi directive, will have to be puchased by the applicant. At present @ 2.5% of the sanctioned loan amount.
  • » Rate of interest is subject to change as decided by the board of directors from time to time.
  • » Applicant will submit the loan application in the bank’s prescribed forms along with all the required papers / documents.
  • » (a) No pre-payment/fore closure charges as per present rules of the bank.

    (b) No change in interest rates on the sanctioned term loan during the entire currency of the loan.

    (c) Interest will be calculated and applied on the last day of the month.

    (d) No processing fee will be charged.

  • » Bank reserves the right to sanction/decline the loan application.
  • » Bank reserves the right to revise any of the terms of any of the loan schemes.


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